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Market-Leading
Fintech Innovation
Fintech Payment Solutions (FPS) is internationally recognized for providing cutting-edge, market-leading products, services, and technologies, including gift cards, financial inclusion solutions for youth and the underbanked, corporate expense management, and program management.
Check out our new Gift card brand, Giftstarr here.
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A card for people who care. The Cleva card, app and management platform gives your care agency a quick, safe and easy way for your staff to pay for things your clients need.
Our Comprehensive Turnkey Solution
FPS are a program manager for fintechs, Financial Institutions and Non Bank Financial Institutions that can provide the full spectrum of core services and value-adds needed to launch and operate a payment program. FPS have off-the-shelf or bespoke (API) solutions for youth banking, domestic/blue collar workers, automated AI contact centre, reporting and reconciliation, KYC, card management systems, branded mobile apps, open banking. FPS provides prepaid payment solutions for payroll, payout, expense management, gift cards, virtual cards, etc.
Additional Support
Card & Packaging Solutions
We’ll manage the production of your cards as well as packaging. We have experience where we have dealt with millions of cards each year, we can pass on the economies of scale that we get from our trusted partners.
Marketing Services
Our marketing team can provide useful tips, campaign planning as well as providing you with advice and best practice examples. We also have a comprehensive network of industry professionals, via the UK Gift Card Association, the Incentive Marketing Association and Middle East Council for Shopping Centres.
Need Something Special?
From gift boxes to presentation keepsakes and even personalisation, our sourcing team can ensure you get the best price and concept available to help give your campaign a special impact.
The Environment
Our commitment to you is that environmentally friendly alternative materials to plastic are available should you require them.
Trusted Partners
FAQs
We are Fintech Payment Solutions – a programme manager based in Dubai for fintechs, FIs and NBFIs that can provide the full spectrum of core services and value-adds needed to launch and operate a payment program. We specialize in prepaid gift card programs but our product portfolio includes all types of prepaid cards such as salary cards, T&E, sales incentives and virtual cards, as well as youth banking white label solutions, reporting and reconciliation as a service customer support centre and financial inclusion products.
FPS provides the multiple key components required to launch a prepaid/debit or virtual card under one umbrella. FPS offers clients a single system and agreement, which gives clients access to our established relationships with trusted card issuers (bank), card manufacturers, card processors, as well as access to our latest Fintech innovation systems and compliance expertise.
FPS lets you concentrate on product, marketing and customer relationship, whilst relying on our expertise and experience to navigate your Fintech product launch.
FPS offers a complete package for your card product launch, including: client portal, cardholder portal, APIs, approved scheme connectivity, integration with our card issuer, card processor, card manufacturer, compliance, KYC providers and customer support centre.
Launching a card scheme requires dealings and agreements with multiple partners. A Programme Manager pulls all of these into one simple agreement. That means fewer negotiations, less paperwork, more cost-efficient, faster and more time to focus on your business.
An Idea! You don’t need an Issuer, a Processor, a Fraud System, a Card Manufacturer or an IVR. All you need is an idea and a plan and FPS will help you build it.
The simple answer is yes! Client money is kept in a protected, ring-fenced account.
Client funds are always protected, as they are completely independent of our business bank accounts and assets.
So, you can rest assured that your funds are safe!
A prepaid debit card is an alternative banking card that only allows you to spend the money you load onto the card. Like a debit card, our prepaid cards work at any merchant that accepts Mastercard or Visa. It’s safer and more convenient than using cash.
The prepaid card can be used wherever Mastercard or Visa are accepted, including physical or online retail shops, for purposes by mail order and by phone, in your home location, or abroad. Millions of merchants in more than 210 countries and territories accept Mastercard and Visa.
We offer all the key components so you are not required to implement other systems.
Although, if you choose to have a solution integrated into your own system, FPS offers an extensive API solution to easily integrate with your third-party systems.
No hidden costs! We pride ourselves on our transparency! FPS will show you all costs up front: nothing hidden, no sneaky small print. You’ll know your exact costs before you begin. Budgeting will be a piece of cake.
Yes! Our wide range of APIs allows you to integrate FPS seamlessly with your own system. FPS empowers your desktop, web and/or mobile applications with our API’s capabilities.
Together with our partners, FPS provides a full integrated cardholder onboarding system including full KYC as well as a compliance team so you do not need one.
Our platform is built, the partners are integrated, and our experts are ready to help. Focus on what you do best while we handle the boring stuff: compliance, fraud monitoring, regulations and contracts. This will reduce your need to hire a compliance team to a minimum.
Our platform is built, the partners are integrated and our experts are ready to help. Focus on what you do best while we handle the boring stuff: compliance, fraud monitoring, regulations and contracts.
FPS is here to help. Clients often require truly bespoke products from the onset. Such clients can benefit from our expertise and flexible FPS Payments Ecosystem to build their desired products. Please reach to our experts to discuss in more details.
3DS (also known as ‘Mastercard SecureCode’, ‘Identity Check’ and ‘Verified by Visa’) is a standard which helps to reduce fraud and provide extra security to your online payments. Authentication is the process by which you identify yourself by sharing secure information that is available only to you. 3DS 2.0 is the latest version and provides a much smoother and safer process for you to authenticate your payments.
Authentication provides an additional layer of security for online transactions, making it harder for fraudsters to gain access to your payment details.3. Is 3DS active on my card? Yes, your card has been enrolled in Mastercard SecureCode (3DS) so that wherever you see the Mastercard SecureCode logo online, your card number will automatically be recognised during checkout. Your card provider is contacted during checkout to confirm your identity as the genuine cardholder.
You will receive a 6-digit One Time Password (OTP) for each online purchase you make at participating merchants. The OTP will be sent by SMS or by email to the mobile phone or email address which you have registered with your card provider. Simply key in the OTP on the authentication page displayed and press the ‘Submit’ button. The OTP will then be verified by your card provider and the transaction will be approved or declined.
Please get in touch with us today and send us your query on our FPS contact form
